Terms of Service
Effective Date: March 23, 2026
These Terms of Service ("Terms") govern your use of the Cobia mobile application and related services (collectively, the "Service") operated by Cobia ("we," "us," or "our"). By accessing or using the Service, you agree to be bound by these Terms.
1. Acceptance of Terms
By creating an account or using the Service, you confirm that you accept these Terms and agree to comply with them. If you do not agree to these Terms, you must not use the Service.
2. Use of the Service
Eligibility
You must be at least 13 years of age to use the Service. By using the Service, you represent that you meet this requirement.
Account Responsibility
You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify us immediately of any unauthorized use of your account.
3. User Content
You retain ownership of any content you submit, post, or display through the Service ("User Content"). By submitting User Content, you grant us a non-exclusive, worldwide, royalty-free license to use, display, reproduce, and distribute your User Content solely for the purpose of operating and providing the Service.
You represent that you have the right to submit any User Content you provide and that your User Content does not violate the rights of any third party.
4. Prohibited Conduct
You agree not to:
- Use the Service for any unlawful purpose or in violation of any applicable laws.
- Harass, abuse, threaten, or intimidate other users.
- Submit false, misleading, or fraudulent content.
- Attempt to gain unauthorized access to the Service or its related systems.
- Reverse engineer, decompile, or disassemble any part of the Service.
- Interfere with or disrupt the integrity or performance of the Service.
- Use automated means to access or collect data from the Service without our prior written consent.
5. Intellectual Property
The Service, including its design, features, content, and trademarks, is owned by Cobia and protected by intellectual property laws. Nothing in these Terms grants you any right to use the Cobia name, logo, or trademarks without our prior written consent.
6. Disclaimers
The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied. We do not warrant that the Service will be uninterrupted, error-free, or free of harmful components. You use the Service at your own risk.
7. Limitation of Liability
To the maximum extent permitted by applicable law, Cobia shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenue, arising out of or related to your use of the Service. Our total liability for any claim arising from these Terms or the Service shall not exceed the amount you paid us, if any, in the twelve months preceding the claim.
8. Termination
We reserve the right to suspend or terminate your account and access to the Service at our sole discretion, with or without notice, for conduct that we determine violates these Terms or is harmful to the Service, other users, or third parties.
You may delete your account at any time. Upon termination, your right to use the Service will immediately cease.
9. Changes to These Terms
We may update these Terms from time to time. We will notify you of material changes by posting the updated Terms and revising the effective date. Continued use of the Service after changes are posted constitutes acceptance of the revised Terms.
10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the courts located in the State of Florida.
11. Contact Us
If you have questions about these Terms, contact us at: